How Much Can I Borrow?

For unsecured loans, you can obtain:

For Singapore Citizens and Permanent Residents (PR), you can loan:

  • Up to $3,000, if your annual income is less than $20,000;
  • Up to 6 times your monthly income, if your annual income is $20,000 and above.

For Foreigners residing in Singapore, you can loan:

  • Up to $500, if your annual income is less than $10,000;
  • Up to $3,000, if your annual income is at least $10,000, but less than $20,000;
  • Up to 6 times your monthly income, if your annual income is $20,000 and above.

For secured loans, you can obtain a loan of any amount.